Privacy Policy

This Privacy Policy describes how kalivoraquen Financial Planning Ltd collects, uses, and protects your personal information when you use our financial planning services and website. This policy was last updated on August 28, 2025.

Information We Collect

We collect information that you provide directly and automatically through your use of our services:

• Contact details including name, address, email, and phone number
• Financial information relevant to planning consultations and analysis
• Communication preferences and service interaction history
• Website usage data including pages visited and technical information

How We Use Your Information

Your information helps us provide personalized financial planning services:

• Delivering customized financial planning consultations and analysis
• Communicating about your account, services, and important updates
• Improving our services through feedback analysis and usage patterns
• Complying with legal and regulatory requirements for financial services

Legal Basis for Processing

We process your personal data based on several legal foundations:

Information Sharing and Disclosure

We share your information only in specific circumstances:

• With your explicit consent for specific purposes or third-party services
• When required by law, regulation, or valid legal process
• With trusted service providers who assist in delivering our services

Data Security and Protection

We implement robust security measures including encryption, secure servers, access controls, and regular security assessments to protect your personal and financial information from unauthorized access, alteration, or disclosure.

Your Privacy Rights

You have several rights regarding your personal information:

• Access to your personal data and information about how we process it
• Correction of inaccurate or incomplete personal information
• Deletion of your personal data under certain circumstances
• Transfer of your data to another service provider in a structured format
• Objection to processing based on legitimate interests or direct marketing

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance website functionality, analyze usage patterns, and personalize your experience.

For detailed information about our cookie practices, please refer to our separate Cookie Policy. Cookie Policy.

Data Retention

We retain your personal information for as long as necessary to provide services, comply with legal obligations, and resolve disputes. Financial records may be kept longer due to regulatory requirements.

Children's Privacy

Our services are designed for adults aged 18 and older. We do not knowingly collect personal information from individuals under 18 years of age.

Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of significant changes through email or website notices before they take effect.

Contact Us

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